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Reaction Time
The motorist who is not alert cannot cope with a sudden emergency as quickly as is necessary. An overly relaxed driver requires more time to react to an emergency than does an alert one.
Disregarding traffic controls
Can be going through a red light or stopping at a green light, diregarding special signals in traffic.
Tort
An injury or wrong committed, with or without force, to the person or property of another, which gives rise to a claim for damages.
Accident
What auto insurance is designed to cover. Accidents may be considered either at fault or not at fault. If you have at fault accidents on your driving record, your rates will be higher.
Choice no fault
In some state a hybrid no fault system known as " choice no fault " exists. In these states, you may choose to be insured under a strict no-fault plan, in which case you're unable to sue an at fault driver and also can't be sued if you're at fault.
PT - Physical Therapy
the evaluation, assessment, and treatment of dysfunction caused by injuries to the soft tissue and muscles/skeleton . Treatment shall consist of therapeutic exercises, education and other modalities, such as the therapeutic use of heat, light, water, electricity, massage & more.
Blind Spots
The back corner of the car never moves. It always stays in the same exact place. Mirrors are unable to show this spot. This back area is known as blind spot
Using cell phone
Some state have banned types of cell phone use while driving. This can be very dangerous and my be a cause of an accident.
Pedestrian Manifestations
Those items of evidence deposited at the collision scene by the pedestrian during or following impact.
Actual Cash Value (ACV)
The value of your property, based on the current cost to replace it minus depreciation.
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